June 24, 2024
Moi Avenue, Nairobi, Kenya.
Education News

Demystifying University Funding: 7 Truths About Your Fee Structure

As a student eagerly awaiting your entry into university this September, the initial glimpse at your fee structure might have left you reeling with shock. The figures are undoubtedly daunting, and the rumors and speculations swirling around you can make the entire experience feel overwhelming. However, in the midst of the chaos, there are truths that have remained concealed – truths that can potentially alleviate your financial concerns and offer you a clearer perspective on the journey ahead.

Truth 1: Government Funding for All

Prepare to be pleasantly surprised! Contrary to popular belief, every student, regardless of their economic background, who secures a spot in a public university will be funded by the government. Yes, you read that right – ALL students. This means that whether you come from a well-off family or a less privileged one, a substantial 93% of your tuition will be covered by the government.

Truth 2: Student-Centric Funding Model

The traditional one-size-fits-all approach to funding is being challenged by a new model that takes individual students’ needs into account. This shift toward equity over equality acknowledges that different students have different financial requirements. The focus now rests on assessing and catering to each student’s specific needs, ensuring that those who require more assistance receive it.

Truth 3: Categories of Need

The new funding model has divided students into four distinct categories based on their financial need:

  • Vulnerable
  • Very Needy
  • Needy
  • Less Needy

This categorization helps determine the level of financial assistance each student should receive, promoting a fair distribution of resources.

Truth 4: Vulnerable Category Benefits

If you find yourself categorized as ‘Vulnerable,’ you’re in for a significant surprise – your campus education will be entirely tuition-free. The breakdown looks like this:

  • Scholarship: 82%
  • HELB Loan: 18%
  • Parent Contribution: 0%

In this scenario, your parent’s contribution is completely waived, eliminating the need for fundraisers or online payment hassles.

Truth 5: Very Needy Category Advantages

For students placed in the ‘Very Needy’ category, a similar financial relief awaits:

  • Scholarship: 70%
  • HELB Loan: 30%
  • Parent Contribution: 0%

This means that despite a reduction in the scholarship percentage, the addition of the HELB loan ensures that your parents are still not required to contribute financially.

Truth 6: Needy Category Expectations

Being classified as ‘Needy’ will see you responsible for only 7% of your total fees:

  • Scholarship: 53%
  • HELB Loan: 40%
  • Parent Contribution: 7%

Calculating just 7% of your total fees might not be as daunting as you initially thought, offering some financial breathing room.

Truth 7: Less Needy Category Clarity

Even if you fall into the ‘Less Needy’ category, you’ll still be expected to cover only 7% of your total fees:

  • Scholarship: 38%
  • HELB Loan: 55%
  • Parent Contribution: 7%

Navigating the intricacies of categorization may leave you wondering if you had misjudged your need, especially if you had opted for a private university. Rest assured, government intervention won’t extend to this scenario. But, remember that a strategic inter-university transfer window might just offer you the solution you need.


Dear future university student, now is not the time for despair or complaints. Instead, channel your energy into ensuring that you’re placed in the right category – the one that accurately reflects your financial situation. Remember, the government isn’t privy to your personal circumstances; it’s up to you to provide the necessary documentation to make your case. Armed with these newfound truths, approach your university journey with optimism, focus, and the determination to secure the financial support you rightfully deserve. Your path to higher education just got a lot clearer.

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